It is just for anyone who has not got the card that you have now lost out if you were considering it. I use the capital one world aspire card pretty much exclusively, and have done so for about 2 years now. As a Capital One cardholder, This Capital One card is perfect for me because the rewards you get are actually rewards you can use! Want a rewards card with no annual fee? We hope you found this helpful. Cash advances, balance transfers and access cheque transactions aren’t eligible for rewards. 0000030118 00000 n Now the annual fee might be steep for some ($150) and I have never seen it waived, however you do receive 40,000 points (which is worth $400 in travel) if you spend $1,000 within the first 3 months. Last month I blogged about potentially trying to find a new credit card because the Capital One Aspire Travel World MasterCard was being discontinued. Net purchases are any purchases that are charged to your Capital One credit card minus credits or returns. All rights reserved. The largest consumer review platform where Canadians share their stories. Wondering if Capital One is going to introduce switching between card types. These miles can be redeemed for $25 in travel rewards. 0000012177 00000 n 0000002917 00000 n These programs and coverages apply to travel and retail purchases made on or after January 1, 2015. Whether that be at a grocery store, dog track or hot air balloon ride, every dollar you spend nets you two Capital One Aspire Points. hi all, ... Those advisories play a huge role when it comes travel insurance claims. Fortunately our card renewal isn’t until October, so we have some time to figure out a replacement credit card. 0000001325 00000 n 0000009998 00000 n Any costs incurred in connection with these services are charged to your Capital One credit card. Travel however you like, and enjoy. More from forums. As of the time of writing, Capital One offers up to $250,000 of travel accident insurance on their eligible cards. There is no interest-free grace period on cash advances, special balance transfers and interest charges. It is very easy to find acceptance for this card at a payment location or merchant terminal as it is a MasterCard. Details of the coverage, including definitions, benefits, limitations, and exclusions, are in the Certificate of Insurance provided with the card. Get details on rewards, rates, and more, and apply online now. The following are the coverage amounts for all Capital One cards offered in Canada. Most personal items purchased are automatically insured against theft, loss or damage anywhere in the world When you use your Capital One credit card to purchase most personal items (and the full cost of the item is Charge your fare to your Capital One credit card and you, your spouse and dependent children are insured against accidental loss of life or dismemberment for up to $250,000 while travelling on a common carrier (for example, a bus, cruise ship, plane or train). Great credit card that let you travel with all the bonuses of a regular travel card with annual fees close to 75$. PLEASE READ AND SAVE. 2 You will be awarded an early spend bonus of 10,000 reward miles when you spend $500 on net purchases in the first 3 months following account booking. With almost $3000 of travel credit on the card I am concerned that I could lose all of those points if they eventually cancel the card altogether. 0000029128 00000 n To make it more complicated my card is expiring this spring. If you reside in Quebec, your required minimum payment will be the greatest of: (i) 5% of your new balance, rounded down to the nearest dollar, plus any past due required minimum payment amount; or Now the annual fee might be steep for some ($150) and I have never seen it waived, however you do receive 40,000 points (which is worth $400 in travel) if you spend $1,000 within the first 3 months. Charge your fare to your Capital One credit card and you, your spouse and dependent children are insured The Capital One Aspire Travel Platinum Mastercard offers free price protection, purchase security, and extended warranty. 0000008838 00000 n No problem. Late summer 2011, Capital One added two new MasterCards to the Aspire family, to replace their old tiered cash-back reward cards. Sign In: Sign in to access your Capital One account(s). I’ll be the first one to say the new conditions suck. Earning travel miles is easy with the Capital One Aspire Travel World MasterCard. It’s just one of the ways we’re looking out for your money. You also enjoy travel accident insurance (up to $250,000), car rental, and delayed baggage insurance benefits. Capital One only offers the Aspire Elite Retail Protection package from Inter Capital One ® World MasterCard ® Guide to Benefits Benefits that are always with you IMPORTANT INFORMATION. You’re agreeing to the, Get 1 reward mile for every $1 on all purchases, Download the Certificate of Insurance for this Card (3.25 MB PDF), Download the Cardholder Agreement (effective for new customers as of May 20, 2019) (138 KB PDF). Typically, you’ll have $100,000 to $250,000 of travel accident insurance, but the Savor cards offer up to $1,000,000 in coverage. You’ll earn 1 mile for every $1 you spend on purchases with your Aspire Travel Platinum Mastercard – 100 miles are worth $1 in travel rewards. There are no tiers – for example if you redeem a charge for $149 it will cost you 14,900, and if you redeem a charge for $550 it will cost you 55,000. This Guide supersedes any guide or program description you may have received earlier. The following are the coverage amounts for all Capital One cards offered in Canada. Common Carrier Travel Accident Insurance. Card is no longer offered for new applications but existing cards are being renewed. The Capital One Aspire Travel™ World MasterCard® is ready to set the standard in Canada for travel point credit cards. Billing Cycle/Statement Period: The duration of each billing period for which a statement may be provided varies. Replacing Capital One Aspire Travel. Minimum Payment: If you reside anywhere other than the province of Quebec, your required minimum payment will be the greatest of: (i) The sum of (a) 1% of your new balance, and (b) any interest charges you may have, rounded down to the nearest dollar, plus any past due required minimum payment amount; or (ii) $10 plus any past due required minimum payment amount. Europe - Capital One credit card car and personal insurance question? Car Rental Collision/Loss Damage Waiver 0000025482 00000 n 0000029573 00000 n Table of examples of interest charges for a 30-day billing period. 0000002161 00000 n Please read and save. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. 1636 0 obj <> endobj xref 1636 33 0000000016 00000 n Capital One will not provide advice to you in relation to these insurance benefits and this is therefore not a personal recommendation. within 60 days of purchase, Price Protection Service pays you the price difference up to $100 per item and I was renting a car for work once a month and it was costing me around 28$ per day and with this card I have to pay zero dollar ! hi all, ... Those advisories play a huge role when it comes travel insurance claims. Earn reward miles on all your purchases, wherever you use your card. Products or service requirements, price, and features can depend on cardholder choices as well as the applicable laws and the specific product or service contracts of the cardholder, which may vary by jurisdiction and the date on which they obtained their card. Cardholders earn 2 miles for every dollar spent on any purchase, from travel to gas and groceries, and everything in between. That means you won’t pay for That means any purchase that’s charged to your Capital One credit card minus credits or returns. eligible for reimbursement of up to $100 per day for up to three days to purchase essential items. It is just for anyone who . 0000001536 00000 n for 120 days from the date of purchase when the full cost of the item is charged to your Capital One credit card. Both are purely cash-back cards, with no tiers, earning limits, minimums, or annoying restrictions that many other cards have. Coverage includes towing to the nearest body repair shop. If you’re worried about unauthorized charges being made to your account, relax. This Guide to Benefits contains detailed information about insurance and retail protection services you can access as a preferred cardholder. 0000003553 00000 n United States Canada United Kingdom Sign in using Touch ID and SureSwipeTM to securely access your account, anywhere. 0000071662 00000 n For example, spending $2,500 earns you 2,500 miles. Check your balance and latest transactions while you’re on the go. If your checked baggage is delayed for more than four hours at your away-from-home destination, you may be ��8��|�i�L�퀴 C�)����/�f� �\qh endstream endobj 1667 0 obj <>/Filter/FlateDecode/Index[57 1579]/Length 58/Size 1636/Type/XRef/W[1 1 1]>>stream Cardholders can earn and redeem rewards according to their preferences while benefiting from basic insurance protections. Covered items will be replaced or repaired or the purchase price will be reimbursed at the insurance company’s 0000004471 00000 n Thanks to tracking every expense in a budget spreadsheet since 2011, we have a pretty good idea of our monthly and annual expenditure. 0000011055 00000 n Common Carrier Travel Accident Insurance is underwritten by American Bankers Life Assurance Company of Florida. Plan your trip as you normally would, with no blackout dates, minimums or limitations. Travel Benefits (Platinum) Accident insurance for travel by common carrier; Collision or loss damage waiver for rental vehicle; Baggage delay coverage; Travel assistance; Where Can You Use Capital One Aspire Cash Platinum MasterCard. Second LookTM is a feature that helps you spot things like unexpected charges. Learn everything you need to know about Capital One® Aspire Travel™ World Elite MasterCard® and if it’s right for you. These bonus reward miles will be reflected within two billing periods after the qualifying purchases have been posted to your account. Capital One’s Aspire Travel™ Platinum Mastercard® is a comprehensive travel card that offers superior flexibility and earning power, without the nuisance of an annual fee. 0000020620 00000 n This earning ratio puts the card ahead of all other travel point credit cards. Add an authorized user for $0 and earn even more miles with their purchases – there’s no limit to the amount of miles you can earn. Travel benefits, retail, customer service and more. As well, if you have two Capital One cards, or have applied for a Capital One account within the last 45 days, you will not be approved. Its annual interest rate is … Read the Certificate of Insurance then keep it in a safe place with your other valuable documents, and take it with you when you travel. The following are the typical coverage amounts for Capital One cards. These programs and These values may vary based at Capital One’s discretion. When you use your Capital One credit card to buy a new item in Canada that is offered for sale at a lower price Redeem your miles for travel expenses, and even pay for the taxes with your miles. 0000005128 00000 n against accidental loss of life or dismemberment for up to $250,000 while travelling on a common carrier (for example, a bus, cruise ship, plane or train). As well as section 75 credit card protection - more on this here - the Capital One Aspire World credit card also offers a purchase protection insurance policy for goods bought with the card. The Capital One Aspire Travel World MasterCard requires a household income of $60k, and with a interest rate of 19.8% (as of June 15), this card is definitely not for those who carry a balance! There are no gimmicks and no restrictions on earning miles. 0000001696 00000 n replacements, lost luggage assistance and legal referrals when travelling outside your province of residence. Checking your eligibility won’t impact your credit score, There’s no limit to the amount of miles you can earn and they don’t have an expiry date, One-time bonus of 10,000 miles – equal to $100 in travel – once you spend $500 on purchases within the first 3 months of becoming a cardholder, To give you the best possible experience, this site uses cookies. 0000036397 00000 n It is typically between 28 and 31 days. Me and girlfriend both have a Aspire Travel World, we want to convert one into the new Aspire Cash Platinum due to the 1.2% no fee, but definitely don't want to do a re-apply which will cause a ding in credit file. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. As of the time of writing, Capital One offers up to $250,000 of travel accident insurance on their eligible cards. Basically, if you buy a trip before an advisory, and then one comes along then you're pretty much guaranteed your relevant travel insurance claim will be approved. Read and share reviews for Capital One Aspire World MASTERCARD. 0000000956 00000 n Therefore, there is no cancellation or travel interruption insurance. This Guide to benefits contains detailed information about extensive travel, insurance, and retail protection services you can access as a preferred cardholder. There’s no limit to the amount of miles you can earn. Whether that be at a grocery store, dog track or hot air balloon ride, every dollar you spend nets you two Capital One Aspire Points. It was discontinued a few years ago, but the Capital One Aspire World Elite Mastercard was a popular travel rewards credit card. † This forum is designed for Capital One cardholders to rate their experiences with products and services offered by Capital One and its affiliated companies. Covered for damage and theft for up to 31 days when you purchase the entire rental on your Capital One card. - We're just about ready to rent the car for the 15 or 16 days we'll need it., probably from Auto Europe, travelling for 19 days. These include two new versions: World and Platinum. © 2019 Capital One. With its big bonuses, relatively low costs, good earning ratio, benefit package and ability to book travel anywhere, we would have to rate this card as … 0000013517 00000 n For now you are OK. Capital One has told us that all existing Aspire Travel World Elite card holders will continue to enjoy this amazing card! any unauthorized purchases on your card. Set up reminders for when your payment is due, when you’re nearing your credit limit and when your statement is ready. insurance offered by the rental agency (you could save $20-$30 per day) and you’ll be insured if your rental car 0000003872 00000 n Read and share reviews for Capital One Aspire Travel World Elite MASTERCARD. 0000014787 00000 n Cash advances, balance transfers and access cheque transactions don’t count as purchases. 1 Rewards are applied to total net purchases. I just found out today that the capital one travel world elite credit card has been discontinued. All trademarks used herein are owned by the respective entities. (ii) $15 plus any past due required minimum payment amount. If your card is lost or stolen, this service provides emergency card replacement, emergency cash advance, 24/7 telephone access and referral to the closest ABM. you’re protected. cap one world aspire travel cancellation insurance. Some product ratings and reviews may be obtained from customers with different versions of the product displayed above. charge the full cost of your tickets to your Capital One credit card. 0000016002 00000 n You even get 1% cash back on your purchases with car insurance. 0000036438 00000 n These purchases can include car rentals, taxis, accommodations and more. 0000007471 00000 n On the other hand, purchase insurance products are attractive: Purchase insurance (90 days) Extended warranty (1 year) Price protection (60 days) And its $120 annual fee is less than the $150 required by the Capital One Aspire Travel World Elite Mastercard. If your card is a Visa, your coverage may also vary if you have the Platinum or Signature version. Use your miles to erase the cost of your travel purchases3. Here are the Capital One credit card travel insurance benefits: Car rental insurance. 0000003666 00000 n Any information we provide is in relation to a single insurer, we are contractually obliged to conduct insurance mediation in this way. We provide Zero Liability for unauthorized use of your card. discretion. Capital One does not guarantee the accuracy of cardholder posts and no review represents the opinion of Capital One or financial advice. Covers most cars up to the full cash value. I just found out today that the capital one travel world elite credit card has been discontinued. trailer <<6EEBDBD2D9D843C7ABE3F94E7ED4CD88>]/Prev 210295/XRefStm 1325>> startxref 0 %%EOF 1668 0 obj <>stream 0000006532 00000 n charged to your card), Extended Warranty coverage automatically doubles the original manufacturer’s 0000005222 00000 n If your required minimum payment exceeds your total balance, we’ll only require the total balance. Interest-Free Grace Period: You will benefit from an interest-free grace period of at least 25 days on new purchases and standard balance transfers if you pay off your new balance in full by the payment due date. $500 per calendar year. The largest consumer review platform where Canadians share their stories. If used correctly when redeeming your points, the card is free for several years ($350 worth of points to start, then $100 of points ever year following, and the card costs $120 a year). h�b```b``�g`e``cfd@ A�(� � C�.�mN��� �����q�li?43QѠ�ौ�9FN�;g � �$�V�C-+BV\�ʱ��3��3�+�e�Sɭ��^�P.T�g�E�T�)+N�hx������=Ѳ���p�v���l$RLz��$�H"Hl ��� L=Q��d���A�A�q�i�`/#&=�S&?�:�&�̲,��?X,Y�YβL|(t�O�q If you are over limit by more than your required minimum payment, we’ll request the full over limit amount. 0000003781 00000 n This protects eligible items up to £1,000 against loss, damage or theft for 100 days after purchase (up to £20,000 in a year). Insurance when You rent most private passenger vehicles on a daily or weekly basis for a period NOT to exceed 31 consecutive days, provided that: (i) You initiate the rental transaction by booking or reserving the vehicle rental with Your Capital One Mastercard and by providing Your Capital One Mastercard as payment guarantee warranty for up to two years. 0000008000 00000 n Capital One® World Elite Mastercard® Guide to Benefits Important information. Earning 2% in travel rewards, an anniversary bonus of $100 in travel every year you had the card, and top travel insurance, it’s not hard to see why. The first category that stands out is Travel Medical Insurance, both cards are comparable for those aged up to 64 years however for those 65 and up the Capital One card takes the cake. We asked Capital One if there is a replacement product in the works and unfortunately there is not. Charge the full cost of your car rental to your Capital One credit card and decline the collision damage waiver Purchase Assurance, Extended Warranty, Car Rental Collision/Loss Damage Waiver and Baggage Delay insurance are underwritten by American Bankers Insurance Company of Florida (ABIC), while Price Protection Service is a service provided by ABIC. is damaged or stolen when you rent the car for a period of up to 31 days. This depends on which Capital One card you have. The card features a nice 10,000 mile bonus for each year you renew the card. The Capital One® Aspire Travel™ World Mastercard® Earns 2 reward miles for every $1 – on all purchases. 3 Travel purchases are eligible for redemption within 90 days of the date the purchase posts to your account. Must also decline the rental agency’s insurance.

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